StubRate · Take-home calculator · Maine
Take-home pay in Maine
Estimate what a salary in Maine (ME) becomes after federal tax, ≈5.8% effective state income tax estimate, FICA, typical benefits, and optional commute costs.
Maine taxes wages at a higher effective rate in this model (~5.8%) than many Sun Belt states. Federal tax and FICA still apply. A Portland salary keeps less than the same gross in New Hampshire before you count housing.
Use this page for hospital and shipyard jobs, Portland professional services, and remote work that lists Maine as the tax home.
Sample: $85,000 single filer in Maine → about $4,925/mo net (69.5% stub rate) and $4,748/mo after a modest hybrid commute and lunches. Assumptions: 5% 401(k), $140/month health, three office days, 12 miles each way.
Your stub rate
—
Enter a salary to see your stub rate
- Monthly take-home
- —
- Per paycheck
- —
- True monthly (after job costs)
- —
- Effective hourly
- —
Where the money goes
- Federal tax—
- State tax—
- Social Security + Medicare—
- 401(k)—
- Health premiums—
- Commute & work costs—
Income tax in Maine
StubRate’s Maine line is a simplified effective rate, not full brackets. There is no “no income tax” story here, unlike New Hampshire wages.
If you live in Maine and work in New Hampshire (or Boston), cross-border withholding is a real payroll question. This page assumes Maine residency and work.
Every U.S. W-2 wage still faces federal income tax and FICA (Social Security plus Medicare). Maine’s difference is the state line—and any local wage tax if your city charges one.
Sample take-home by salary in Maine
Single filer, biweekly pay, 5% traditional 401(k), $140/month health premium, no commute. Educational estimates only.
| Gross salary | Est. net / month | Est. net / year | Stub rate | State tax / year |
|---|---|---|---|---|
| $50,000 | $3,001 | $36,006 | 72.0% | $2,658 |
| $75,000 | $4,417 | $53,007 | 70.7% | $4,035 |
| $100,000 | $5,687 | $68,242 | 68.2% | $5,413 |
| $125,000 | $6,956 | $83,477 | 66.8% | $6,790 |
| $150,000 | $8,189 | $98,262 | 65.5% | $8,168 |
Living and commuting in Maine
Greater Portland housing has climbed. Bangor and inland towns are cheaper with different job mixes. Winter commuting is time and risk, not just miles.
A Boston-bound reverse commute is a different job-cost profile than a job on the peninsula. Model the days you would actually drive or take the bus.
Common job markets on this page: Portland, Lewiston, Bangor, South Portland. Housing and office days change true stub rate more than a small difference in the state tax shortcut.
Compare two offers if one job is in Maine and the other is elsewhere—or if commute days differ.
Nearby take-home calculators
Same salary, different state tax line. Open a neighbor to compare.
Guides that pair with Maine take-home
Maine take-home questions
Does Maine have state income tax?
Yes. StubRate uses an approximate 5.8% effective rate for estimates—not a full bracket simulation or every local wage tax.
What is take-home pay on $85,000 in Maine?
Using StubRate’s sample for a single filer with 5% 401(k) and a $140/month health premium, about $4,925/month net before extra job costs, or roughly $4,748/month after a modest hybrid commute (three office days, 12 miles each way, lunches). Your numbers will differ.
How much do I keep on $100,000 in Maine?
Under the tax-only sample (single, 5% 401(k), $140/month health, no commute), about $5,687/month, or 68.2% of gross. Add commute and lunches in the calculator to see true take-home.
Is this Maine calculator official tax software?
No. It is an educational estimate for comparing offers. It does not file a return, model every local tax, or replace a payroll sample or a tax professional.