Take-home pay calculator

Estimate net pay and true take-home after taxes and the hidden costs of showing up to work. Bookmark this page—you’ll reuse it for every offer.

Educational estimate: typical employer health premiums are treated as pre-tax; traditional 401(k) lowers income tax but still faces FICA. Not tax advice.

Income
Benefits & deductions
Hidden job costs

Your stub rate

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Enter a salary to see your stub rate

Monthly take-home
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Per paycheck
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True monthly (after job costs)
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Effective hourly
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Where the money goes

  • Federal tax—
  • State tax—
  • Social Security + Medicare—
  • 401(k)—
  • Health premiums—
  • Commute & work costs—